Auto Finance

Car Loan Calculator

Calculate monthly payments, total interest, and total cost for your car loan.

Car Price
Down Payment
20% of car price
Interest Rate
%
Loan Term
Processing Fee
Interest
0%
Monthly Payment
₨0
per month
Loan Amount ₨0
Total Interest ₨0
Total Cost ₨0
Down Payment
₨0
Total Payments
0
Processing Fee
₨0
🏦 Bank Rate 14%
📊 EMI / Income Ratio 0%

How the formula works

EMI = P × r × (1 + r)ⁿ / [(1 + r)ⁿ − 1]
  • P = Loan Amount (Car Price − Down Payment + Processing Fee)
  • r = Monthly interest rate (annual rate ÷ 12 ÷ 100)
  • n = Number of monthly payments
  • Total Cost = Total Payments + Down Payment + Processing Fee