Retirement Planning
Retirement Insurance Calculator
Calculate your retirement corpus and income needs for a secure future.
Current Age
years
Your current age
Retirement Age
years
Target retirement age
Current Annual Income
$
Your current yearly income
Income Replacement Rate
%
% of current income needed in retirement
Expected Return Rate
%
Expected annual return on investments
Goal
0%
Retirement Corpus
$0
total needed at retirement
Annual Retirement Income
$0
Monthly Retirement Income
$0
Years Until Retirement
0
Monthly Savings Needed
$0
📊 Retirement Breakdown
| Metric | Value | Details |
|---|
How the formula works
Retirement Corpus = (Income × Replacement Rate ÷ 100) × 25 | Monthly Savings = Corpus × (r ÷ 12) ÷ ((1 + r ÷ 12)^(n × 12) − 1)
- Annual Retirement Income = Current Income × Replacement Rate
- Corpus = Annual Retirement Income × 25 (based on 4% withdrawal rule)
- Years to Retirement = Retirement Age − Current Age
- Monthly Savings = Amount needed to save monthly to reach corpus
- Assumes 25 years in retirement and 4% annual withdrawal rate